Terms and Conditions

Please read these terms and conditions carefully before using our platform. These terms constitute a legally binding agreement.

Last Updated: January 15, 2026

1. Acceptance of Terms

These Terms and Conditions ("Terms") constitute a legally binding agreement between you ("User," "you," or "your") and Prosperofy ("Company," "we," "us," or "our") governing your access to and use of our platform, website, mobile applications, APIs, and related services (collectively, the "Services").

By accessing, browsing, or using our Services, you acknowledge that you have read, understood, and agree to be bound by these Terms and our Privacy Policy. If you do not agree to these Terms, you must not access or use our Services.

These Terms apply to all users of the Services, including visitors, registered users, and members. Additional terms may apply to specific features or services, which will be presented to you before use.

2. Account Registration and Eligibility

2.1 Eligibility Requirements

To use our Services, you must:

  • Be at least 18 years old (or the age of majority in your jurisdiction)
  • Have the legal capacity to enter into binding contracts
  • Not be prohibited from using our Services under applicable laws
  • Not be located in a jurisdiction where our Services are prohibited
  • Not be on any sanctions list or subject to trade restrictions

2.2 Account Registration

To access certain features, you must create an account by providing accurate, current, and complete information. You are responsible for:

  • Maintaining the accuracy of your account information
  • Keeping your account credentials secure and confidential
  • All activities that occur under your account
  • Notifying us immediately of any unauthorized access

2.3 Account Verification

We may require identity verification (KYC/AML) for certain features or transactions. You agree to provide accurate information and documentation as requested. Failure to complete verification may result in account limitations or closure.

2.4 Account Security

You are solely responsible for maintaining the security of your account credentials, private keys, and any authentication devices. We are not liable for losses resulting from unauthorized access due to your failure to maintain security.

3. Use License

Subject to your compliance with these Terms, we grant you a limited, non-exclusive, non-transferable, revocable license to access and use our Services for personal, non-commercial purposes.

3.1 Permitted Uses

You may:

  • Access and use the Services in accordance with these Terms
  • Create and manage your account
  • Use platform features for legitimate financial activities
  • Download and use our mobile applications

3.2 Prohibited Uses

You may not:

  • Use the Services for any illegal purpose or in violation of applicable laws
  • Attempt to gain unauthorized access to our systems or other users' accounts
  • Interfere with or disrupt the Services or servers
  • Reverse engineer, decompile, or disassemble any part of the Services
  • Use automated systems or bots without authorization
  • Copy, modify, or create derivative works of the Services
  • Remove any copyright or proprietary notices
  • Use the Services to compete with us or for commercial purposes without permission

3.3 License Termination

This license terminates automatically upon violation of these Terms or closure of your account. We reserve the right to revoke this license at any time for any reason.

4. Intellectual Property Rights

4.1 Our Intellectual Property

All content, features, functionality, software, designs, logos, trademarks, and other materials on or accessible through the Services are owned by us or our licensors and are protected by copyright, trademark, patent, trade secret, and other intellectual property laws.

4.2 User Content

You retain ownership of content you submit, post, or display on the Services ("User Content"). By submitting User Content, you grant us a worldwide, non-exclusive, royalty-free, perpetual, irrevocable license to use, reproduce, modify, adapt, publish, translate, distribute, and display such content for the purpose of providing and improving our Services.

4.3 Feedback

Any feedback, suggestions, or ideas you provide regarding the Services may be used by us without compensation or attribution. You waive any rights to such feedback.

4.4 Trademarks

"Prosperofy" and related marks are our trademarks. You may not use our trademarks without our prior written consent.

5. User Responsibilities and Obligations

5.1 Compliance with Laws

You agree to comply with all applicable local, state, national, and international laws and regulations when using our Services, including but not limited to securities laws, tax laws, anti-money laundering laws, and sanctions regulations.

5.2 Accurate Information

You represent and warrant that all information you provide is accurate, current, and complete. You agree to update your information promptly if it changes.

5.3 Tax Obligations

You are solely responsible for determining and paying any taxes applicable to your use of the Services and transactions conducted through the platform. We may provide transaction history, but we do not provide tax advice.

5.4 Prohibited Activities

You agree not to engage in any prohibited activities as outlined in our Platform Policies, including but not limited to money laundering, fraud, market manipulation, or unauthorized access.

6. Platform Availability and Modifications

6.1 Availability

We strive to maintain 99.9% uptime but do not guarantee uninterrupted or error-free access to the Services. The Services may be unavailable due to maintenance, updates, technical issues, or circumstances beyond our control.

6.2 Modifications

We reserve the right to modify, suspend, or discontinue any aspect of the Services at any time, with or without notice. We may add, remove, or modify features, change fees, or update functionality.

6.3 No Obligation to Update

We are not obligated to update or maintain the Services. We may cease providing certain features or services at any time.

7. Disclaimer

7.1 "As Is" Basis

THE SERVICES ARE PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, NON-INFRINGEMENT, OR ACCURACY.

7.2 No Investment Advice

We do not provide investment, financial, legal, or tax advice. All information provided is for informational purposes only. You should consult qualified professionals before making investment decisions.

7.3 No Guarantees

We do not guarantee:

  • Investment returns or performance
  • Accuracy of market data or analytics
  • Uninterrupted or error-free service
  • Security of transactions or data
  • Compatibility with all devices or browsers

7.4 Third-Party Content

We are not responsible for third-party content, services, or websites linked through our Services. Your interactions with third parties are solely between you and the third party.

8. Limitation of Liability

8.1 General Limitation

TO THE MAXIMUM EXTENT PERMITTED BY LAW, IN NO EVENT SHALL WE, OUR AFFILIATES, OFFICERS, DIRECTORS, EMPLOYEES, AGENTS, OR LICENSORS BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING BUT NOT LIMITED TO LOSS OF PROFITS, DATA, USE, GOODWILL, OR OTHER INTANGIBLE LOSSES, ARISING OUT OF OR RELATING TO YOUR USE OF THE SERVICES.

8.2 Maximum Liability

OUR TOTAL LIABILITY TO YOU FOR ALL CLAIMS ARISING OUT OF OR RELATING TO THE USE OF THE SERVICES SHALL NOT EXCEED THE AMOUNT OF FEES YOU PAID TO US IN THE TWELVE (12) MONTHS PRECEDING THE CLAIM, OR ONE HUNDRED DOLLARS ($100), WHICHEVER IS GREATER.

8.3 Exclusions

Some jurisdictions do not allow the exclusion or limitation of certain damages, so some of the above limitations may not apply to you. In such cases, our liability is limited to the maximum extent permitted by law.

8.4 User Responsibility

You are solely responsible for your investment decisions, trading activities, and use of the Services. We are not liable for losses resulting from market volatility, user errors, technical issues, or unauthorized access due to your failure to maintain security.

9. Indemnification

You agree to indemnify, defend, and hold harmless us, our affiliates, officers, directors, employees, agents, and licensors from and against any and all claims, damages, obligations, losses, liabilities, costs, or debt, and expenses (including but not limited to attorney's fees) arising from:

  • Your use of or access to the Services
  • Your violation of these Terms
  • Your violation of any rights of another party
  • Your violation of any applicable laws or regulations
  • Your User Content or any content you submit
  • Your negligence or willful misconduct

We reserve the right to assume exclusive defense and control of any matter subject to indemnification by you, in which case you agree to cooperate with our defense of such claims.

10. Dispute Resolution and Arbitration

10.1 Informal Resolution

Before initiating formal dispute resolution, you agree to contact us at [email protected] to attempt to resolve the dispute informally. We will attempt to resolve disputes within 30 days.

10.2 Binding Arbitration

If informal resolution fails, any dispute, controversy, or claim arising out of or relating to these Terms or the Services shall be resolved through binding arbitration administered by the American Arbitration Association (AAA) in accordance with its Commercial Arbitration Rules, except as modified by this agreement.

10.3 Arbitration Procedures

  • Arbitration will be conducted by a single arbitrator
  • Arbitration will be conducted in English
  • Arbitration will be conducted in [Jurisdiction] unless otherwise agreed
  • Arbitration will be confidential
  • Arbitrator's decision will be final and binding

10.4 Exceptions

Notwithstanding the above, either party may seek injunctive relief in any court of competent jurisdiction to protect intellectual property rights or prevent irreparable harm. Small claims court actions are also permitted.

10.5 Class Action Waiver

YOU AGREE THAT DISPUTES WILL BE RESOLVED INDIVIDUALLY AND NOT AS A CLASS ACTION, CONSOLIDATED ACTION, OR REPRESENTATIVE ACTION. YOU WAIVE YOUR RIGHT TO PARTICIPATE IN CLASS ACTIONS.

11. Governing Law and Jurisdiction

These Terms shall be governed by and construed in accordance with the laws of [Jurisdiction], without regard to its conflict of law provisions.

For disputes not subject to arbitration, you agree to submit to the exclusive jurisdiction of the courts located in [Jurisdiction]. You waive any objection to venue or jurisdiction.

If you are located in the European Union, you may have additional rights under local consumer protection laws, which these Terms do not limit.

12. Force Majeure

We shall not be liable for any failure or delay in performance under these Terms due to circumstances beyond our reasonable control, including but not limited to acts of God, natural disasters, war, terrorism, riots, embargoes, acts of civil or military authorities, fire, floods, accidents, network or internet failures, strikes, or shortages of transportation facilities, fuel, energy, labor, or materials.

13. Entire Agreement

These Terms, together with our Privacy Policy and Platform Policies, constitute the entire agreement between you and us regarding the Services and supersede all prior or contemporaneous communications, proposals, and agreements, whether oral or written.

No modification, amendment, or waiver of any provision of these Terms shall be effective unless in writing and signed by both parties, except as otherwise provided herein.

14. Severability

If any provision of these Terms is found to be invalid, illegal, or unenforceable, the remaining provisions shall continue in full force and effect. The invalid provision shall be modified to the minimum extent necessary to make it valid and enforceable.

15. Waiver

Our failure to enforce any right or provision of these Terms shall not constitute a waiver of such right or provision. Any waiver must be in writing and signed by us.

16. Assignment

You may not assign or transfer these Terms or your account without our prior written consent. We may assign or transfer these Terms or our rights and obligations without restriction.

17. Contact Information

If you have questions about these Terms, please contact us: